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19
ENCAJE BANCARIO LEGAL |
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(EN
MILLONES DE QUETZALES) |
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COMO PORCENTAJE DE LOS DEPÓSITOS |
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A FIN DEL PERÍODO |
OBLIGACIONES |
RESERVAS REQUERIDAS |
RESERVAS EFECTIVAS |
EXCESO O DEFICIENCIA |
RESERVAS REQUERIDAS |
RESERVAS EFECTIVAS |
EXCESO O DEFICIENCIA |
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SUJETAS A ENCAJE |
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2014 |
142,238.4 |
20,766.8 |
21,000.0 |
233.2 |
14.6 |
14.8 |
0.2 |
|
|
2015 |
157,682.9 |
23,021.7 |
23,417.6 |
395.9 |
14.6 |
14.9 |
0.3 |
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2016 |
172,245.7 |
25,147.9 |
25,526.2 |
378.3 |
14.6 |
14.8 |
0.2 |
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2017 |
184,392.3 |
26,921.3 |
27,659.3 |
738.0 |
14.6 |
15.0 |
0.4 |
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2018 |
197,925.1 |
28,897.1 |
29,504.4 |
607.3 |
14.6 |
14.9 |
0.3 |
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2019 |
216,620.5 |
31,626.6 |
32,205.8 |
579.2 |
14.6 |
14.9 |
0.3 |
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2020 |
228,615.0 |
33,377.8 |
34,109.5 |
731.7 |
14.6 |
14.9 |
0.3 |
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2014 |
|
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MARZO |
134,154.3
|
19,586.5
|
19,853.1
|
266.6
|
14.6 |
14.8 |
0.2 |
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|
JUNIO |
137,291.5 |
20,044.6 |
20,294.4 |
249.8 |
14.6 |
14.8 |
0.2 |
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|
SEPTIEMBRE |
139,079.5 |
20,305.6 |
20,420.1 |
114.5 |
14.6 |
14.7 |
0.1 |
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|
DICIEMBRE |
142,238.4 |
20,766.8 |
21,000.0 |
233.2 |
14.6 |
14.8 |
0.2 |
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2015 |
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MARZO |
148,440.4
|
21,672.3
|
21,765.2
|
92.9 |
14.6 |
14.7 |
0.1 |
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|
JUNIO |
151,342.5 |
22,096.0 |
22,295.8 |
199.8 |
14.6 |
14.7 |
0.1 |
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|
SEPTIEMBRE |
154,113.0 |
22,500.5 |
22,660.8 |
160.3 |
14.6 |
14.7 |
0.1 |
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|
DICIEMBRE |
157,682.9 |
23,021.7 |
23,417.6 |
395.9 |
14.6 |
14.9 |
0.3 |
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2016 |
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MARZO |
162,608.9
|
23,740.9
|
23,873.2
|
132.3
|
14.6 |
14.7 |
0.1 |
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|
JUNIO |
165,353.3 |
24,141.6 |
24,329.4 |
187.8 |
14.6 |
14.7 |
0.1 |
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SEPTIEMBRE |
168,124.2 |
24,546.1 |
24,691.2 |
145.1 |
14.6 |
14.7 |
0.1 |
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DICIEMBRE |
172,245.7 |
25,147.9 |
25,526.2 |
378.3 |
14.6 |
14.8 |
0.2 |
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2017 |
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MARZO |
173,093.0
|
25,271.6
|
25,385.5
|
113.9
|
14.6 |
14.7 |
0.1 |
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|
JUNIO |
177,083.2 |
25,854.2 |
26,031.3 |
177.2 |
14.6 |
14.7 |
0.1 |
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SEPTIEMBRE |
179,766.4 |
26,245.9 |
26,410.6 |
164.7 |
14.6 |
14.7 |
0.1 |
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DICIEMBRE |
184,392.3 |
26,921.3 |
27,659.3 |
738.0 |
14.6 |
15.0 |
0.4 |
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2018 |
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MARZO |
186,293.5
|
27,198.9
|
27,450.4
|
251.6
|
14.6 |
14.7 |
0.1 |
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JUNIO |
189,240.2
|
27,629.1
|
27,823.1
|
194.1
|
14.6 |
14.7 |
0.1 |
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SEPTIEMBRE |
192,077.6
|
28,043.3
|
28,221.8
|
178.5
|
14.6 |
14.7 |
0.1 |
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DICIEMBRE |
197,925.1
|
28,897.1
|
29,504.4
|
607.3
|
14.6 |
14.9 |
0.3 |
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2019 |
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MARZO |
201,925.4
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29,481.1
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29,636.9
|
155.8
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14.6 |
14.7 |
0.1 |
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JUNIO |
206,930.2
|
30,211.8
|
30,375.3
|
163.4
|
14.6 |
14.7 |
0.1 |
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SEPTIEMBRE |
210,883.6
|
30,789.0
|
30,904.7
|
115.7
|
14.6 |
14.7 |
0.1 |
|
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DICIEMBRE |
216,620.5
|
31,626.6
|
32,205.8
|
579.2
|
14.6 |
14.9 |
0.3 |
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2020 |
|
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MARZO |
220,929.8
|
32,255.8
|
32,559.3
|
303.5
|
14.6 |
14.7 |
0.1 |
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JUNIO |
228,615.0
|
33,377.8
|
34,109.5
|
731.7
|
14.6 |
14.9 |
0.3 |
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2014 |
|
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ENERO |
132,435.1
|
19,335.5
|
19,443.2
|
107.6
|
14.6 |
14.7 |
0.1 |
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FEBRERO |
132,779.1
|
19,385.7
|
19,500.4
|
114.6
|
14.6 |
14.7 |
0.1 |
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MARZO |
134,154.3 |
19,586.5 |
19,853.1 |
266.6 |
14.6 |
14.8 |
0.2 |
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ABRIL |
135,765.4 |
19,821.7 |
19,981.5 |
159.8 |
14.6 |
14.7 |
0.1 |
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MAYO |
135,937.0 |
19,846.8 |
19,996.3 |
149.5 |
14.6 |
14.7 |
0.1 |
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JUNIO |
137,291.5 |
20,044.6 |
20,294.4 |
249.8 |
14.6 |
14.8 |
0.2 |
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JULIO |
138,867.8 |
20,274.7 |
20,379.6 |
104.9 |
14.6 |
14.7 |
0.1 |
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AGOSTO |
139,274.7 |
20,334.1 |
20,520.3 |
186.2 |
14.6 |
14.7 |
0.1 |
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SEPTIEMBRE |
139,079.5 |
20,305.6 |
20,420.1 |
114.5 |
14.6 |
14.7 |
0.1 |
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OCTUBRE |
138,982.9 |
20,291.5 |
20,390.0 |
98.5 |
14.6 |
14.7 |
0.1 |
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NOVIEMBRE |
139,099.3 |
20,308.5 |
20,471.5 |
163.0 |
14.6 |
14.7 |
0.1 |
|
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DICIEMBRE |
142,238.4 |
20,766.8 |
21,000.0 |
233.2 |
14.6 |
14.8 |
0.2 |
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2015 |
|
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|
ENERO |
143,802.7
|
20,995.2
|
21,119.4
|
124.2
|
14.6 |
14.7 |
0.1 |
|
|
FEBRERO |
145,974.0
|
21,312.2
|
21,427.1
|
114.9
|
14.6 |
14.7 |
0.1 |
|
|
MARZO |
148,440.4 |
21,672.3 |
21,765.2 |
92.9 |
14.6 |
14.7 |
0.1 |
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|
ABRIL |
149,431.5 |
21,817.0 |
21,914.1 |
97.1 |
14.6 |
14.7 |
0.1 |
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MAYO |
150,360.3 |
21,952.6 |
22,280.8 |
328.2 |
14.6 |
14.8 |
0.2 |
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JUNIO |
151,342.5 |
22,096.0 |
22,295.8 |
199.8 |
14.6 |
14.7 |
0.1 |
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JULIO |
153,361.6 |
22,390.8 |
22,507.9 |
117.1 |
14.6 |
14.7 |
0.1 |
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AGOSTO |
153,857.5 |
22,463.2 |
22,598.4 |
135.2 |
14.6 |
14.7 |
0.1 |
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SEPTIEMBRE |
154,113.0 |
22,500.5 |
22,660.8 |
160.3 |
14.6 |
14.7 |
0.1 |
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|
OCTUBRE |
155,178.1
|
22,656.0
|
22,791.2
|
135.2
|
14.6 |
14.7 |
0.1 |
|
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NOVIEMBRE |
155,465.8 |
22,698.0 |
22,811.2 |
113.2 |
14.6 |
14.7 |
0.1 |
|
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DICIEMBRE |
157,682.9
|
23,021.7
|
23,417.6
|
395.9
|
14.6 |
14.9 |
0.3 |
|
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2016 |
|
|
|
|
|
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|
|
|
ENERO |
160,069.9
|
23,370.2
|
23,531.0
|
160.8
|
14.6 |
14.7 |
0.1 |
|
|
FEBRERO |
160,854.1
|
23,484.7
|
23,605.6
|
120.9
|
14.6 |
14.7 |
0.1 |
|
|
MARZO |
162,608.9 |
23,740.9 |
23,873.2 |
132.3 |
14.6 |
14.7 |
0.1 |
|
|
ABRIL |
163,163.7 |
23,821.9 |
24,117.0 |
295.1 |
14.6 |
14.8 |
0.2 |
|
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MAYO |
164,429.5 |
24,006.7 |
24,228.1 |
221.4 |
14.6 |
14.7 |
0.1 |
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JUNIO |
165,353.3 |
24,141.6 |
24,329.4 |
187.8 |
14.6 |
14.7 |
0.1 |
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JULIO |
167,641.2 |
24,475.6 |
24,676.5 |
200.9 |
14.6 |
14.7 |
0.1 |
|
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AGOSTO |
167,411.1 |
24,442.0 |
24,570.5 |
128.4 |
14.6 |
14.7 |
0.1 |
|
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SEPTIEMBRE |
168,124.2 |
24,546.1 |
24,691.2 |
145.1 |
14.6 |
14.7 |
0.1 |
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OCTUBRE |
169,523.0 |
24,750.4 |
24,892.9 |
142.5 |
14.6 |
14.7 |
0.1 |
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NOVIEMBRE |
169,852.6 |
24,798.5 |
24,971.8 |
173.3 |
14.6 |
14.7 |
0.1 |
|
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DICIEMBRE |
172,245.7
|
25,147.9
|
25,526.2
|
378.3
|
14.6 |
14.8 |
0.2 |
|
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2017 |
|
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|
|
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|
ENERO |
173,452.2
|
25,324.0
|
25,475.9
|
151.9
|
14.6 |
14.7 |
0.1 |
|
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FEBRERO |
172,986.3
|
25,256.0
|
25,388.6
|
132.6
|
14.6 |
14.7 |
0.1 |
|
|
MARZO |
173,093.0 |
25,271.6 |
25,385.5 |
113.9 |
14.6 |
14.7 |
0.1 |
|
|
ABRIL |
175,289.7 |
25,592.3 |
25,776.0 |
183.7 |
14.6 |
14.7 |
0.1 |
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MAYO |
176,305.3 |
25,740.6 |
25,854.9 |
114.4 |
14.6 |
14.7 |
0.1 |
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JUNIO |
177,083.2 |
25,854.2 |
26,031.3 |
177.2 |
14.6 |
14.7 |
0.1 |
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JULIO |
178,978.1 |
26,130.8 |
26,268.4 |
137.6 |
14.6 |
14.7 |
0.1 |
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AGOSTO |
178,424.6 |
26,050.0 |
26,134.9 |
84.9 |
14.6 |
14.6 |
0.0 |
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SEPTIEMBRE |
179,766.4 |
26,245.9 |
26,410.6 |
164.7 |
14.6 |
14.7 |
0.1 |
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OCTUBRE |
181,233.2 |
26,460.0 |
26,552.4 |
92.3 |
14.6 |
14.7 |
0.1 |
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NOVIEMBRE |
181,430.8 |
26,488.9 |
26,620.9 |
132.0 |
14.6 |
14.7 |
0.1 |
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DICIEMBRE |
184,392.3
|
26,921.3
|
27,659.3
|
738.0
|
14.6 |
15.0 |
0.4 |
|
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2018 |
|
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|
ENERO |
185,683.5
|
27,109.8
|
27,232.0
|
122.2
|
14.6 |
14.7 |
0.1 |
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FEBRERO |
185,267.8
|
27,049.1
|
27,149.0
|
99.9 |
14.6 |
14.7 |
0.1 |
|
|
MARZO |
186,293.5 |
27,198.9 |
27,450.4 |
251.6 |
14.6 |
14.7 |
0.1 |
|
|
ABRIL |
187,608.9 |
27,390.9 |
27,515.7 |
124.8 |
14.6 |
14.7 |
0.1 |
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MAYO |
188,004.2 |
27,448.6 |
27,566.7 |
118.1 |
14.6 |
14.7 |
0.1 |
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JUNIO |
189,240.2 |
27,629.1 |
27,823.1 |
194.1 |
14.6 |
14.7 |
0.1 |
|
|
JULIO |
191,053.2 |
27,893.8 |
27,996.0 |
102.2 |
14.6 |
14.7 |
0.1 |
|
|
AGOSTO |
191,087.6 |
27,898.8 |
28,051.5 |
152.7 |
14.6 |
14.7 |
0.1 |
|
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SEPTIEMBRE |
192,077.6 |
28,043.3 |
28,221.8 |
178.5 |
14.6 |
14.7 |
0.1 |
|
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OCTUBRE |
193,680.4 |
28,277.3 |
28,449.5 |
172.2 |
14.6 |
14.7 |
0.1 |
|
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NOVIEMBRE |
194,096.7 |
28,338.1 |
28,509.7 |
171.6 |
14.6 |
14.7 |
0.1 |
|
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DICIEMBRE |
197,925.1
|
28,897.1
|
29,504.4
|
607.3
|
14.6 |
14.9 |
0.3 |
|
|
2019 |
|
|
|
|
|
|
|
|
|
ENERO |
200,012.8
|
29,201.9
|
29,359.5
|
157.6
|
14.6 |
14.7 |
0.1 |
|
|
FEBRERO |
200,232.0
|
29,233.9
|
29,393.5
|
159.7
|
14.6 |
14.7 |
0.1 |
|
|
MARZO |
201,925.4 |
29,481.1 |
29,636.9 |
155.8 |
14.6 |
14.7 |
0.1 |
|
|
ABRIL |
204,340.7 |
29,833.7 |
29,927.7 |
93.9 |
14.6 |
14.6 |
0.0 |
|
|
MAYO |
205,237.0 |
29,964.6 |
30,052.7 |
88.0 |
14.6 |
14.6 |
0.0 |
|
|
JUNIO |
206,930.2 |
30,211.8 |
30,375.3 |
163.4 |
14.6 |
14.7 |
0.1 |
|
|
JULIO |
209,592.7 |
30,600.5 |
30,725.0 |
124.4 |
14.6 |
14.7 |
0.1 |
|
|
AGOSTO |
209,086.7 |
30,526.7 |
30,679.3 |
152.7 |
14.6 |
14.7 |
0.1 |
|
|
SEPTIEMBRE |
210,883.6 |
30,789.0 |
30,904.7 |
115.7 |
14.6 |
14.7 |
0.1 |
|
|
OCTUBRE |
212,567.4 |
31,034.8 |
31,188.2 |
153.3 |
14.6 |
14.7 |
0.1 |
|
|
NOVIEMBRE |
212,894.2 |
31,082.6 |
31,270.1 |
187.5 |
14.6 |
14.7 |
0.1 |
|
|
DICIEMBRE |
216,620.5 |
31,626.6 |
32,205.8 |
579.2 |
14.6 |
14.9 |
0.3 |
|
|
2020 |
|
|
|
|
|
|
|
|
|
ENERO |
218,388.1
|
31,884.7
|
32,011.2
|
126.5
|
14.6 |
14.7 |
0.1 |
|
|
FEBRERO |
218,797.4
|
31,944.4
|
32,127.1
|
182.7
|
14.6 |
14.7 |
0.1 |
|
|
MARZO |
220,929.8 |
32,255.8 |
32,559.3 |
303.5 |
14.6 |
14.7 |
0.1 |
|
|
ABRIL |
221,906.7 |
32,398.4 |
32,888.2 |
489.8 |
14.6 |
14.8 |
0.2 |
|
|
MAYO |
223,084.6 |
32,570.3 |
33,069.5 |
499.1 |
14.6 |
14.8 |
0.2 |
|
|
JUNIO |
228,615.0
|
33,377.8
|
34,109.5
|
731.7
|
14.6
|
14.9
|
0.3 |
|
|
Fuente: Superintendencia de Bancos de
Guatemala. |
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