| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 1 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO BASE ACUMULADO SEMANAL | ||||||||||||
| Del 31 de diciembre de 2024 al 11 de diciembre de 2025 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.654650 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 31/12/2024 | 11/12/2025 | ABSOLUTA | RELATIVA | 31/12/2024 | 11/12/2025 | ABSOLUTA | RELATIVA | 31/12/2024 | 11/12/2025 | ABSOLUTA | RELATIVA | |
| I. MONETIZACIÓN EXTERNA | 186,939.2 | 247,504.1 | 60,564.9 | 32.4 | -35,975.5 | -46,651.1 | -10,675.6 | 29.7 | 150,963.6 | 200,853.0 | 49,889.4 | 33.0 |
| 1. Activo externo 1/ | 186,939.2 | 247,504.1 | 60,564.9 | 32.4 | 8,955.6 | 7,298.1 | -1,657.5 | -18.5 | 195,894.8 | 254,802.2 | 58,907.4 | 30.1 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -44,931.2 | -53,949.2 | -9,018.0 | 20.1 | -44,931.2 | -53,949.2 | -9,018.0 | 20.1 |
| II. ACTIVOS INTERNOS NETOS | -29,920.3 | -75,586.7 | -45,666.4 | 152.6 | 419,498.4 | 478,093.8 | 58,595.4 | 14.0 | 321,410.1 | 326,980.1 | 5,570.0 | 1.7 |
| 1. Actividad crediticia | -9,986.1 | -19,721.0 | -9,734.9 | 97.5 | 402,592.4 | 438,594.9 | 36,002.5 | 8.9 | 392,606.3 | 418,873.9 | 26,267.6 | 6.7 |
| 1.1 Al Sector público neto | -12,044.2 | -21,779.1 | -9,734.9 | 80.8 | 23,231.0 | 30,386.4 | 7,155.4 | 30.8 | 11,186.8 | 8,607.3 | -2,579.5 | -23.1 |
| 1.2 Al Sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 380,321.9 | 408,967.7 | 28,645.8 | 7.5 | 380,321.9 | 408,967.7 | 28,645.8 | 7.5 |
| 1.2.1 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 280,283.0 | 301,194.3 | 20,911.3 | 7.5 | 280,283.0 | 301,194.3 | 20,911.3 | 7.5 |
| 1.2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 100,038.9 | 107,773.3 | 7,734.4 | 7.7 | 100,038.9 | 107,773.3 | 7,734.4 | 7.7 |
| 1.3 A los bancos | 2,051.1 | 2,051.1 | 0.0 | 0.0 | -2,051.1 | -2,051.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1.3.1 En moneda nacional | 2,051.1 | 2,051.1 | 0.0 | 0.0 | -2,051.1 | -2,051.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1.3.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1.4 A las financieras | 6.9 | 6.9 | 0.0 | 0.0 | 1,090.7 | 1,292.0 | 201.3 | 18.5 | 1,097.6 | 1,298.9 | 201.3 | 18.3 |
| 1.4.1 En moneda nacional | 6.9 | 6.9 | 0.0 | 0.0 | 605.8 | 810.7 | 204.9 | 33.8 | 612.8 | 817.7 | 204.9 | 33.4 |
| 1.4.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 484.8 | 481.2 | -3.6 | -0.7 | 484.8 | 481.2 | -3.6 | -0.7 |
| 2. Encaje en moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 57,765.7 | 63,809.8 | 6,044.1 | 10.5 | -19.3 | -14.1 | 5.2 | -26.9 |
| 3. Encaje en moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 10,375.1 | 11,695.3 | 1,320.2 | 12.7 | -8.0 | -7.8 | 0.2 | -2.5 |
| 4. Otros Activos Netos | 27,380.0 | 10,339.5 | -17,040.5 | -62.2 | -71,683.5 | -67,806.5 | 3,877.0 | -5.4 | -44,303.5 | -57,467.0 | -13,163.5 | 29.7 |
| 5. Obligaciones mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -3,809.5 | -4,025.2 | -215.7 | 5.7 | -3,809.5 | -4,025.2 | -215.7 | 5.7 |
| 6. Bonos de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 7. Operaciones compra venta de valores en M/N | -47,314.2 | -66,205.2 | -18,891.0 | 39.9 | 24,258.2 | 35,825.5 | 11,567.3 | 47.7 | -23,055.9 | -30,379.6 | -7,323.7 | 31.8 |
| 7.1 Con entidades públicas | -20,608.7 | -25,389.4 | -4,780.7 | 23.2 | 0.0 | 0.0 | 0.0 | 0.0 | -20,608.7 | -25,389.4 | -4,780.7 | 23.2 |
| 7.2 Otros inversionistas | -26,705.5 | -40,815.8 | -14,110.3 | 52.8 | 24,258.2 | 35,825.5 | 11,567.3 | 47.7 | -2,447.3 | -4,990.3 | -2,543.0 | 103.9 |
| 8. Operaciones compra venta de valores en M/E | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8.1 Con entidades públicas | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8.2 Otros inversionistas | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 157,018.9 | 171,917.5 | 14,898.6 | 9.5 | 383,522.9 | 431,442.7 | 47,919.8 | 12.5 | 472,373.7 | 527,833.1 | 55,459.4 | 11.7 |
| IV. DINERO PRIMARIO | 146,635.8 | 160,214.3 | 13,578.5 | 9.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 88,850.8 | 96,390.4 | 7,539.6 | 8.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Encaje | 57,785.0 | 63,823.9 | 6,038.9 | 10.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2.1 Bancario no remunerado | 55,586.5 | 61,382.5 | 5,796.0 | 10.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2.2 Bancario remunerado | 2,179.2 | 2,427.3 | 248.1 | 11.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2.3 Financieras | 19.3 | 14.1 | -5.2 | -26.9 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. ENCAJE EN MONEDA EXTRANJERA | 10,383.1 | 11,703.1 | 1,320.0 | 12.7 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1 Bancario no remunerado | 9,948.5 | 11,247.5 | 1,299.0 | 13.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2 Bancario remunerado | 426.6 | 447.9 | 21.3 | 5.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 Financieras | 7.9 | 7.8 | -0.1 | -1.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| VI. MEDIO CIRCULANTE EN MONEDA NACIONAL | 88,850.8 | 96,390.4 | 7,539.6 | 8.5 | 103,388.7 | 112,573.7 | 9,185.0 | 8.9 | 192,239.6 | 208,964.1 | 16,724.5 | 8.7 |
| 1. Numerario en circulación | 88,850.8 | 96,390.4 | 7,539.6 | 8.5 | 0.0 | 0.0 | 0.0 | 0.0 | 88,850.8 | 96,390.4 | 7,539.6 | 8.5 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 103,388.7 | 112,573.7 | 9,185.0 | 8.9 | 103,388.7 | 112,573.7 | 9,185.0 | 8.9 |
| VII. CUASIDINERO EN MONEDA NACIONAL 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 202,863.9 | 236,182.4 | 33,318.5 | 16.4 | 202,863.9 | 236,182.4 | 33,318.5 | 16.4 |
| VIII. MEDIOS DE PAGO EN MONEDA NACIONAL | 88,850.8 | 96,390.4 | 7,539.6 | 8.5 | 306,252.6 | 348,756.0 | 42,503.4 | 13.9 | 395,103.5 | 445,146.5 | 50,043.0 | 12.7 |
| IX. DEPÓSITOS MONETARIOS EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 30,134.6 | 31,344.1 | 1,209.5 | 4.0 | 30,134.6 | 31,344.1 | 1,209.5 | 4.0 |
| X. CUASIDINERO EN MONEDA EXTRANJERA 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 47,135.7 | 51,342.6 | 4,206.9 | 8.9 | 47,135.7 | 51,342.6 | 4,206.9 | 8.9 |
| XI. MEDIOS DE PAGO EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 77,270.3 | 82,686.7 | 5,416.4 | 7.0 | 77,270.3 | 82,686.7 | 5,416.4 | 7.0 |
| XII. MEDIOS DE PAGO TOTALES | 88,850.8 | 96,390.4 | 7,539.6 | 8.5 | 383,522.9 | 431,442.7 | 47,919.8 | 12.5 | 472,373.7 | 527,833.1 | 55,459.4 | 11.7 |
| 1/ En el caso de los bcos. Incluye caja en moneda extranjera | -.- | -.- | -.- | -.- | 562.9 | 632.0 | 69.1 | 12.3 | -.- | -.- | -.- | -.- |
| 2/ Incluye Obligaciones Financieras en circulación en M/N | -.- | -.- | -.- | -.- | 251.3 | 1,123.0 | 871.7 | 346.9 | -.- | -.- | -.- | -.- |
| 3/ Incluye Obligaciones Financieras en circulación en M/E | -.- | -.- | -.- | -.- | 4,491.6 | 7,340.4 | 2,848.8 | 63.4 | -.- | -.- | -.- | -.- |