| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 1 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO BASE ACUMULADO SEMANAL | ||||||||||||
| Del 31 de diciembre de 2024 al 3 de abril de 2025 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.714170 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 31/12/2024 | 3/4/2025 | ABSOLUTA | RELATIVA | 31/12/2024 | 3/4/2025 | ABSOLUTA | RELATIVA | 31/12/2024 | 3/4/2025 | ABSOLUTA | RELATIVA | |
| I. MONETIZACIÓN EXTERNA | 188,392.7 | 199,006.3 | 10,613.6 | 5.6 | -35,975.5 | -38,867.1 | -2,891.6 | 8.0 | 152,417.2 | 160,139.2 | 7,722.0 | 5.1 |
| 1. Activo externo 1/ | 188,392.7 | 199,006.3 | 10,613.6 | 5.6 | 8,955.6 | 8,625.7 | -329.9 | -3.7 | 197,348.3 | 207,632.1 | 10,283.8 | 5.2 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -44,931.2 | -47,492.8 | -2,561.6 | 5.7 | -44,931.2 | -47,492.8 | -2,561.6 | 5.7 |
| II. ACTIVOS INTERNOS NETOS | -31,293.1 | -40,165.0 | -8,871.9 | 28.4 | 419,498.4 | 428,692.7 | 9,194.3 | 2.2 | 319,956.5 | 318,331.3 | -1,625.2 | -0.5 |
| 1. Actividad crediticia | -9,986.1 | -22,446.9 | -12,460.8 | 124.8 | 402,592.4 | 408,501.1 | 5,908.7 | 1.5 | 392,606.3 | 386,054.2 | -6,552.1 | -1.7 |
| 1.1 Al Sector público neto | -12,044.2 | -24,505.0 | -12,460.8 | 103.5 | 23,231.0 | 20,856.5 | -2,374.5 | -10.2 | 11,186.8 | -3,648.5 | -14,835.3 | -132.6 |
| 1.2 Al Sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 380,321.9 | 388,605.3 | 8,283.4 | 2.2 | 380,321.9 | 388,605.3 | 8,283.4 | 2.2 |
| 1.2.1 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 280,283.0 | 284,964.4 | 4,681.4 | 1.7 | 280,283.0 | 284,964.4 | 4,681.4 | 1.7 |
| 1.2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 100,038.9 | 103,640.9 | 3,602.0 | 3.6 | 100,038.9 | 103,640.9 | 3,602.0 | 3.6 |
| 1.3 A los bancos | 2,051.1 | 2,051.1 | 0.0 | 0.0 | -2,051.1 | -2,051.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1.3.1 En moneda nacional | 2,051.1 | 2,051.1 | 0.0 | 0.0 | -2,051.1 | -2,051.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1.3.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1.4 A las financieras | 6.9 | 6.9 | 0.0 | 0.0 | 1,090.7 | 1,090.5 | -0.2 | 0.0 | 1,097.6 | 1,097.4 | -0.2 | 0.0 |
| 1.4.1 En moneda nacional | 6.9 | 6.9 | 0.0 | 0.0 | 605.8 | 605.8 | 0.0 | 0.0 | 612.8 | 612.8 | 0.0 | 0.0 |
| 1.4.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 484.8 | 484.6 | -0.2 | 0.0 | 484.8 | 484.6 | -0.2 | 0.0 |
| 2. Encaje en moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 57,765.7 | 58,803.6 | 1,037.9 | 1.8 | -19.3 | -10.6 | 8.7 | -45.1 |
| 3. Encaje en moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 10,455.8 | 11,374.5 | 918.7 | 8.8 | -8.0 | -7.8 | 0.2 | -2.5 |
| 4. Otros Activos Netos | 26,007.1 | 22,970.6 | -3,036.5 | -11.7 | -71,764.2 | -61,741.6 | 10,022.6 | -14.0 | -45,757.0 | -38,771.1 | 6,985.9 | -15.3 |
| 5. Obligaciones mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -3,809.5 | -3,979.7 | -170.2 | 4.5 | -3,809.5 | -3,979.7 | -170.2 | 4.5 |
| 6. Bonos de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 7. Operaciones compra venta de valores en M/N | -47,314.2 | -40,688.6 | 6,625.6 | -14.0 | 24,258.2 | 15,734.8 | -8,523.4 | -35.1 | -23,055.9 | -24,953.8 | -1,897.9 | 8.2 |
| 7.1 Con entidades públicas | -20,608.7 | -17,617.7 | 2,991.0 | -14.5 | 0.0 | 0.0 | 0.0 | 0.0 | -20,608.7 | -17,617.7 | 2,991.0 | -14.5 |
| 7.2 Otros inversionistas | -26,705.5 | -23,070.9 | 3,634.6 | -13.6 | 24,258.2 | 15,734.8 | -8,523.4 | -35.1 | -2,447.3 | -7,336.1 | -4,888.8 | 199.8 |
| 8. Operaciones compra venta de valores en M/E | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8.1 Con entidades públicas | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8.2 Otros inversionistas | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 157,099.6 | 158,841.4 | 1,741.8 | 1.1 | 383,522.9 | 389,825.6 | 6,302.7 | 1.6 | 472,373.7 | 478,470.5 | 6,096.8 | 1.3 |
| IV. DINERO PRIMARIO | 146,635.8 | 147,459.0 | 823.2 | 0.6 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 88,850.8 | 88,644.8 | -206.0 | -0.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Encaje | 57,785.0 | 58,814.2 | 1,029.2 | 1.8 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2.1 Bancario no remunerado | 55,586.5 | 56,564.5 | 978.0 | 1.8 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2.2 Bancario remunerado | 2,179.2 | 2,239.1 | 59.9 | 2.7 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2.3 Financieras | 19.3 | 10.6 | -8.7 | -45.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. ENCAJE EN MONEDA EXTRANJERA | 10,463.8 | 11,382.3 | 918.5 | 8.8 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1 Bancario no remunerado | 10,025.9 | 10,934.2 | 908.3 | 9.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2 Bancario remunerado | 429.9 | 440.3 | 10.4 | 2.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 Financieras | 8.0 | 7.9 | -0.1 | -1.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| VI. MEDIO CIRCULANTE EN MONEDA NACIONAL | 88,850.8 | 88,644.8 | -206.0 | -0.2 | 103,388.7 | 100,147.5 | -3,241.2 | -3.1 | 192,239.6 | 188,792.3 | -3,447.3 | -1.8 |
| 1. Numerario en circulación | 88,850.8 | 88,644.8 | -206.0 | -0.2 | 0.0 | 0.0 | 0.0 | 0.0 | 88,850.8 | 88,644.8 | -206.0 | -0.2 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 103,388.7 | 100,147.5 | -3,241.2 | -3.1 | 103,388.7 | 100,147.5 | -3,241.2 | -3.1 |
| VII. CUASIDINERO EN MONEDA NACIONAL 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 202,863.9 | 210,320.1 | 7,456.2 | 3.7 | 202,863.9 | 210,320.1 | 7,456.2 | 3.7 |
| VIII. MEDIOS DE PAGO EN MONEDA NACIONAL | 88,850.8 | 88,644.8 | -206.0 | -0.2 | 306,252.6 | 310,467.6 | 4,215.0 | 1.4 | 395,103.5 | 399,112.4 | 4,008.9 | 1.0 |
| IX. DEPÓSITOS MONETARIOS EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 30,134.6 | 29,437.0 | -697.6 | -2.3 | 30,134.6 | 29,437.0 | -697.6 | -2.3 |
| X. CUASIDINERO EN MONEDA EXTRANJERA 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 47,135.7 | 49,921.0 | 2,785.3 | 5.9 | 47,135.7 | 49,921.0 | 2,785.3 | 5.9 |
| XI. MEDIOS DE PAGO EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 77,270.3 | 79,358.0 | 2,087.7 | 2.7 | 77,270.3 | 79,358.0 | 2,087.7 | 2.7 |
| XII. MEDIOS DE PAGO TOTALES | 88,850.8 | 88,644.8 | -206.0 | -0.2 | 383,522.9 | 389,825.6 | 6,302.7 | 1.6 | 472,373.7 | 478,470.4 | 6,096.7 | 1.3 |
| 1/ En el caso de los bcos. Incluye caja en moneda extranjera | -.- | -.- | -.- | -.- | 562.9 | 647.3 | 84.4 | 15.0 | -.- | -.- | -.- | -.- |
| 2/ Incluye Obligaciones Financieras en circulación en M/N | -.- | -.- | -.- | -.- | 251.3 | 228.5 | -22.8 | -9.1 | -.- | -.- | -.- | -.- |
| 3/ Incluye Obligaciones Financieras en circulación en M/E | -.- | -.- | -.- | -.- | 4,491.6 | 5,658.9 | 1,167.3 | 26.0 | -.- | -.- | -.- | -.- |