| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 2 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO EMISIÓN ACUMULADO SEMANAL | ||||||||||||
| Del 31 de diciembre de 2024 al 4 de diciembre de 2025 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.654670 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 31/12/2024 | 4/12/2025 | ABSOLUTA | RELATIVA | 31/12/2024 | 4/12/2025 | ABSOLUTA | RELATIVA | 31/12/2024 | 4/12/2025 | ABSOLUTA | RELATIVA | |
| I. MONETIZACIÓN EXTERNA | 186,939.6 | 246,505.6 | 59,566.0 | 31.9 | -35,975.5 | -48,103.3 | -12,127.8 | 33.7 | 150,964.1 | 198,402.3 | 47,438.2 | 31.4 |
| 1. Activo externo 1/ | 186,939.6 | 246,505.6 | 59,566.0 | 31.9 | 8,955.6 | 7,453.3 | -1,502.3 | -16.8 | 195,895.3 | 253,958.9 | 58,063.6 | 29.6 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -44,931.2 | -55,556.6 | -10,625.4 | 23.6 | -44,931.2 | -55,556.6 | -10,625.4 | 23.6 |
| II. ACTIVOS INTERNOS NETOS | -88,728.4 | -140,205.3 | -51,476.9 | 58.0 | 419,498.4 | 475,346.2 | 55,847.8 | 13.3 | 321,409.6 | 325,168.0 | 3,758.4 | 1.2 |
| 1. Posición neta con el sector público | -12,044.2 | -24,097.7 | -12,053.5 | 100.1 | 23,231.0 | 31,219.9 | 7,988.9 | 34.4 | 11,186.8 | 7,122.2 | -4,064.6 | -36.3 |
| 2. Crédito al sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 380,321.9 | 408,536.3 | 28,214.4 | 7.4 | 380,321.9 | 408,536.3 | 28,214.4 | 7.4 |
| 2.1 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 280,283.0 | 301,406.6 | 21,123.6 | 7.5 | 280,283.0 | 301,406.6 | 21,123.6 | 7.5 |
| 2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 100,038.9 | 107,129.7 | 7,090.8 | 7.1 | 100,038.9 | 107,129.7 | 7,090.8 | 7.1 |
| 3. Posición con bancos y financieras en M/N | -70,797.7 | -84,378.0 | -13,580.3 | 19.2 | 80,578.6 | 94,904.9 | 14,326.3 | 17.8 | 420.5 | 554.1 | 133.6 | 31.8 |
| 3.1. Crédito a bancos y financieras | 2,058.1 | 2,058.1 | 0.0 | 0.0 | -1,445.3 | -1,240.4 | 204.9 | -14.2 | 612.8 | 817.7 | 204.9 | 33.4 |
| 3.2. Encaje | -48,424.6 | -53,580.0 | -5,155.4 | 10.6 | 57,765.7 | 63,539.4 | 5,773.7 | 10.0 | -19.3 | -13.4 | 5.9 | -30.6 |
| 3.2.1. Depósitos no remunerados | -46,245.4 | -51,172.0 | -4,926.6 | 10.7 | 55,586.5 | 61,131.4 | 5,544.9 | 10.0 | -19.3 | -13.4 | 5.9 | -30.6 |
| 3.2.2. Depósitos remunerados | -2,179.2 | -2,408.0 | -228.8 | 10.5 | 2,179.2 | 2,408.0 | 228.8 | 10.5 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3.3. Operaciones de estabilización | -24,431.2 | -32,856.1 | -8,424.9 | 34.5 | 24,258.2 | 32,605.9 | 8,347.7 | 34.4 | -172.9 | -250.2 | -77.3 | 44.7 |
| 3.4. BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4. Posición con bancos y financieras en M/E | -10,383.1 | -11,952.8 | -1,569.7 | 15.1 | 10,860.0 | 12,419.2 | 1,559.2 | 14.4 | 476.9 | 466.4 | -10.5 | -2.2 |
| 4.1 Crédito a bancos y financieras | 0.0 | 0.0 | 0.0 | 0.0 | 484.8 | 481.2 | -3.6 | -0.7 | 484.8 | 481.2 | -3.6 | -0.7 |
| 4.2 Encaje | -10,383.1 | -11,952.8 | -1,569.7 | 15.1 | 10,375.2 | 11,938.0 | 1,562.8 | 15.1 | -7.9 | -14.8 | -6.9 | 87.3 |
| 4.2.1 Depósitos no remunerados | -9,956.5 | -11,500.5 | -1,544.0 | 15.5 | 9,948.6 | 11,485.6 | 1,537.0 | 15.4 | -7.9 | -14.8 | -6.9 | 87.3 |
| 4.2.2 Depósitos remunerados | -426.6 | -452.3 | -25.7 | 6.0 | 426.6 | 452.3 | 25.7 | 6.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.3 Operaciones de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 5. Otros Activos Netos | 27,379.6 | 10,091.6 | -17,288.0 | -63.1 | -71,683.5 | -67,610.4 | 4,073.1 | -5.7 | -44,304.0 | -57,518.9 | -13,214.9 | 29.8 |
| 6. Obligaciones de mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -3,809.5 | -4,123.7 | -314.2 | 8.2 | -3,809.5 | -4,123.7 | -314.2 | 8.2 |
| 7. BEST sector no bancario | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8. Operaciones de estabilización sector no bancario | -22,883.0 | -29,868.4 | -6,985.4 | 30.5 | 0.0 | 0.0 | 0.0 | 0.0 | -22,883.0 | -29,868.4 | -6,985.4 | 30.5 |
| 8.1 En moneda nacional | -22,883.0 | -29,868.4 | -6,985.4 | 30.5 | 0.0 | 0.0 | 0.0 | 0.0 | -22,883.0 | -29,868.4 | -6,985.4 | 30.5 |
| 8.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 98,211.2 | 106,300.3 | 8,089.1 | 8.2 | 383,522.9 | 427,242.9 | 43,720.0 | 11.4 | 472,373.7 | 523,570.4 | 51,196.7 | 10.8 |
| IV. EMISIÓN MONETARIA | 98,211.2 | 106,300.3 | 8,089.1 | 8.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 88,850.8 | 96,327.5 | 7,476.7 | 8.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Caja de bancos y financieras | 9,360.4 | 9,972.8 | 612.4 | 6.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. MEDIO CIRCULANTE EN MONEDA NACIONAL | 88,850.8 | 96,327.5 | 7,476.7 | 8.4 | 103,388.7 | 110,771.6 | 7,382.9 | 7.1 | 192,239.6 | 207,099.0 | 14,859.4 | 7.7 |
| 1. Numerario en circulación | 88,850.8 | 96,327.5 | 7,476.7 | 8.4 | 0.0 | 0.0 | 0.0 | 0.0 | 88,850.8 | 96,327.5 | 7,476.7 | 8.4 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 103,388.7 | 110,771.6 | 7,382.9 | 7.1 | 103,388.7 | 110,771.6 | 7,382.9 | 7.1 |
| VI. CUASIDINERO EN MONEDA NACIONAL 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 202,863.9 | 234,366.7 | 31,502.8 | 15.5 | 202,863.9 | 234,366.7 | 31,502.8 | 15.5 |
| VII. MEDIOS DE PAGO EN MONEDA NACIONAL | 88,850.8 | 96,327.5 | 7,476.7 | 8.4 | 306,252.6 | 345,138.2 | 38,885.6 | 12.7 | 395,103.5 | 441,465.7 | 46,362.2 | 11.7 |
| VIII. DEPÓSITOS MONETARIOS EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 30,134.6 | 30,783.6 | 649.0 | 2.2 | 30,134.6 | 30,783.6 | 649.0 | 2.2 |
| IX. CUASIDINERO EN MONEDA EXTRANJERA 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 47,135.7 | 51,321.0 | 4,185.3 | 8.9 | 47,135.7 | 51,321.0 | 4,185.3 | 8.9 |
| X. MEDIOS DE PAGO EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 77,270.3 | 82,104.7 | 4,834.4 | 6.3 | 77,270.3 | 82,104.7 | 4,834.4 | 6.3 |
| X. MEDIOS DE PAGO TOTALES | 88,850.8 | 96,327.5 | 7,476.7 | 8.4 | 383,522.9 | 427,242.9 | 43,720.0 | 11.4 | 472,373.7 | 523,570.4 | 51,196.7 | 10.8 |
| 1/ En el caso de los bcos. Incluye caja en moneda extranjera | -.- | -.- | -.- | -.- | 562.9 | 615.8 | 52.9 | 9.4 | -.- | -.- | -.- | -.- |
| 2/ Incluye Obligaciones Financieras en circulación en M/N | -.- | -.- | -.- | -.- | 251.3 | 1,011.5 | 760.2 | 302.5 | -.- | -.- | -.- | -.- |
| 3/ Incluye Obligaciones Financieras en circulación en M/E | -.- | -.- | -.- | -.- | 4,491.6 | 7,335.4 | 2,843.8 | 63.3 | -.- | -.- | -.- | -.- |