| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 2 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO EMISIÓN ACUMULADO SEMANAL | ||||||||||||
| Del 31 de diciembre de 2024 al 22 de mayo de 2025 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.666410 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 31/12/2024 | 22/5/2025 | ABSOLUTA | RELATIVA | 31/12/2024 | 22/5/2025 | ABSOLUTA | RELATIVA | 31/12/2024 | 22/5/2025 | ABSOLUTA | RELATIVA | |
| I. MONETIZACIÓN EXTERNA | 187,226.4 | 204,188.1 | 16,961.7 | 9.1 | -35,975.5 | -38,408.3 | -2,432.8 | 6.8 | 151,250.8 | 165,779.8 | 14,529.0 | 9.6 |
| 1. Activo externo 1/ | 187,226.4 | 204,188.1 | 16,961.7 | 9.1 | 8,955.6 | 9,926.5 | 970.9 | 10.8 | 196,182.0 | 214,114.6 | 17,932.6 | 9.1 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -44,931.2 | -48,334.8 | -3,403.6 | 7.6 | -44,931.2 | -48,334.8 | -3,403.6 | 7.6 |
| II. ACTIVOS INTERNOS NETOS | -89,015.1 | -106,268.0 | -17,252.9 | 19.4 | 419,498.4 | 431,449.6 | 11,951.2 | 2.8 | 321,122.9 | 316,222.7 | -4,900.2 | -1.5 |
| 1. Posición neta con el sector público | -12,044.2 | -26,731.0 | -14,686.8 | 121.9 | 23,231.0 | 22,445.6 | -785.4 | -3.4 | 11,186.8 | -4,285.4 | -15,472.2 | -138.3 |
| 2. Crédito al sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 380,321.9 | 393,761.2 | 13,439.3 | 3.5 | 380,321.9 | 393,761.2 | 13,439.3 | 3.5 |
| 2.1 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 280,283.0 | 288,774.5 | 8,491.5 | 3.0 | 280,283.0 | 288,774.5 | 8,491.5 | 3.0 |
| 2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 100,038.9 | 104,986.7 | 4,947.8 | 4.9 | 100,038.9 | 104,986.7 | 4,947.8 | 4.9 |
| 3. Posición con bancos y financieras en M/N | -70,797.7 | -63,072.1 | 7,725.6 | -10.9 | 80,578.6 | 72,465.9 | -8,112.7 | -10.1 | 420.5 | 434.9 | 14.4 | 3.4 |
| 3.1. Crédito a bancos y financieras | 2,058.1 | 2,058.1 | 0.0 | 0.0 | -1,445.3 | -1,445.3 | 0.0 | 0.0 | 612.8 | 612.8 | 0.0 | 0.0 |
| 3.2. Encaje | -48,424.6 | -48,084.0 | 340.6 | -0.7 | 57,765.7 | 57,032.4 | -733.3 | -1.3 | -19.3 | -10.5 | 8.8 | -45.6 |
| 3.2.1. Depósitos no remunerados | -46,245.4 | -45,834.3 | 411.1 | -0.9 | 55,586.5 | 54,782.7 | -803.8 | -1.4 | -19.3 | -10.5 | 8.8 | -45.6 |
| 3.2.2. Depósitos remunerados | -2,179.2 | -2,249.7 | -70.5 | 3.2 | 2,179.2 | 2,249.7 | 70.5 | 3.2 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3.3. Operaciones de estabilización | -24,431.2 | -17,046.2 | 7,385.0 | -30.2 | 24,258.2 | 16,878.8 | -7,379.4 | -30.4 | -172.9 | -167.3 | 5.6 | -3.2 |
| 3.4. BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4. Posición con bancos y financieras en M/E | -10,399.0 | -10,250.2 | 148.8 | -1.4 | 10,875.9 | 10,722.8 | -153.1 | -1.4 | 476.9 | 472.7 | -4.2 | -0.9 |
| 4.1 Crédito a bancos y financieras | 0.0 | 0.0 | 0.0 | 0.0 | 484.8 | 483.2 | -1.6 | -0.3 | 484.8 | 483.2 | -1.6 | -0.3 |
| 4.2 Encaje | -10,399.0 | -10,250.2 | 148.8 | -1.4 | 10,391.1 | 10,239.6 | -151.5 | -1.5 | -7.9 | -10.5 | -2.6 | 32.9 |
| 4.2.1 Depósitos no remunerados | -9,971.8 | -9,807.3 | 164.5 | -1.6 | 9,963.8 | 9,796.8 | -167.0 | -1.7 | -7.9 | -10.5 | -2.6 | 32.9 |
| 4.2.2 Depósitos remunerados | -427.2 | -442.8 | -15.6 | 3.7 | 427.2 | 442.8 | 15.6 | 3.7 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.3 Operaciones de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 5. Otros Activos Netos | 27,108.8 | 19,925.1 | -7,183.7 | -26.5 | -71,699.5 | -63,940.0 | 7,759.5 | -10.8 | -44,590.7 | -44,014.9 | 575.8 | -1.3 |
| 6. Obligaciones de mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -3,809.5 | -4,006.0 | -196.5 | 5.2 | -3,809.5 | -4,006.0 | -196.5 | 5.2 |
| 7. BEST sector no bancario | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8. Operaciones de estabilización sector no bancario | -22,883.0 | -26,139.8 | -3,256.8 | 14.2 | 0.0 | 0.0 | 0.0 | 0.0 | -22,883.0 | -26,139.8 | -3,256.8 | 14.2 |
| 8.1 En moneda nacional | -22,883.0 | -26,139.8 | -3,256.8 | 14.2 | 0.0 | 0.0 | 0.0 | 0.0 | -22,883.0 | -26,139.8 | -3,256.8 | 14.2 |
| 8.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 98,211.2 | 97,920.1 | -291.1 | -0.3 | 383,522.9 | 393,041.4 | 9,518.5 | 2.5 | 472,373.7 | 482,002.5 | 9,628.8 | 2.0 |
| IV. EMISIÓN MONETARIA | 98,211.2 | 97,920.1 | -291.1 | -0.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 88,850.8 | 88,961.1 | 110.3 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Caja de bancos y financieras | 9,360.4 | 8,958.9 | -401.5 | -4.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. MEDIO CIRCULANTE EN MONEDA NACIONAL | 88,850.8 | 88,961.1 | 110.3 | 0.1 | 103,388.7 | 100,309.7 | -3,079.0 | -3.0 | 192,239.6 | 189,270.9 | -2,968.7 | -1.5 |
| 1. Numerario en circulación | 88,850.8 | 88,961.1 | 110.3 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 88,850.8 | 88,961.1 | 110.3 | 0.1 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 103,388.7 | 100,309.7 | -3,079.0 | -3.0 | 103,388.7 | 100,309.7 | -3,079.0 | -3.0 |
| VI. CUASIDINERO EN MONEDA NACIONAL 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 202,863.9 | 211,824.7 | 8,960.8 | 4.4 | 202,863.9 | 211,824.7 | 8,960.8 | 4.4 |
| VII. MEDIOS DE PAGO EN MONEDA NACIONAL | 88,850.8 | 88,961.1 | 110.3 | 0.1 | 306,252.6 | 312,134.4 | 5,881.8 | 1.9 | 395,103.5 | 401,095.6 | 5,992.1 | 1.5 |
| VIII. DEPÓSITOS MONETARIOS EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 30,134.6 | 31,111.2 | 976.6 | 3.2 | 30,134.6 | 31,111.2 | 976.6 | 3.2 |
| IX. CUASIDINERO EN MONEDA EXTRANJERA 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 47,135.7 | 49,795.7 | 2,660.0 | 5.6 | 47,135.7 | 49,795.7 | 2,660.0 | 5.6 |
| X. MEDIOS DE PAGO EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 77,270.3 | 80,906.9 | 3,636.6 | 4.7 | 77,270.3 | 80,906.9 | 3,636.6 | 4.7 |
| X. MEDIOS DE PAGO TOTALES | 88,850.8 | 88,961.1 | 110.3 | 0.1 | 383,522.9 | 393,041.4 | 9,518.5 | 2.5 | 472,373.7 | 482,002.5 | 9,628.8 | 2.0 |
| 1/ En el caso de los bcos. Incluye caja en moneda extranjera | -.- | -.- | -.- | -.- | 562.9 | 746.4 | 183.5 | 32.6 | -.- | -.- | -.- | -.- |
| 2/ Incluye Obligaciones Financieras en circulación en M/N | -.- | -.- | -.- | -.- | 251.3 | 256.7 | 5.4 | 2.1 | -.- | -.- | -.- | -.- |
| 3/ Incluye Obligaciones Financieras en circulación en M/E | -.- | -.- | -.- | -.- | 4,491.6 | 5,675.0 | 1,183.4 | 26.3 | -.- | -.- | -.- | -.- |