| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 4 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO EMISIÓN SEMANAL | ||||||||||||
| Del 28 de agosto de 2025 al 4 de septiembre de 2025 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.661710 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 28/8/2025 | 4/9/2025 | ABSOLUTA | RELATIVA | 28/8/2025 | 4/9/2025 | ABSOLUTA | RELATIVA | 28/8/2025 | 4/9/2025 | ABSOLUTA | RELATIVA | |
| I. MONETIZACION EXTERNA | 227,363.2 | 232,791.1 | 5,427.9 | 2.4 | -41,650.2 | -47,199.7 | -5,549.5 | 13.3 | 185,713.1 | 185,591.4 | -121.7 | -0.1 |
| 1. Activo externo 1/ | 227,363.2 | 232,791.1 | 5,427.9 | 2.4 | 9,694.6 | 11,007.8 | 1,313.2 | 13.5 | 237,057.9 | 243,798.9 | 6,741.0 | 2.8 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -51,344.8 | -58,207.5 | -6,862.7 | 13.4 | -51,344.8 | -58,207.5 | -6,862.7 | 13.4 |
| II. ACTIVOS INTERNOS NETOS | -125,450.3 | -130,337.3 | -4,887.0 | 3.9 | 454,932.2 | 459,920.7 | 4,988.5 | 1.1 | 320,026.6 | 320,242.5 | 215.9 | 0.1 |
| 1. Posición neta con el sector público | -28,648.5 | -30,059.5 | -1,411.0 | 4.9 | 27,154.4 | 30,281.5 | 3,127.1 | 11.5 | -1,494.1 | 221.9 | 1,716.0 | -114.9 |
| 2. Crédito al sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 402,565.5 | 402,547.9 | -17.6 | 0.0 | 402,565.5 | 402,547.9 | -17.6 | 0.0 |
| 2.2 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 295,651.2 | 295,404.3 | -246.9 | -0.1 | 295,651.2 | 295,404.3 | -246.9 | -0.1 |
| 2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 106,914.4 | 107,143.6 | 229.2 | 0.2 | 106,914.4 | 107,143.6 | 229.2 | 0.2 |
| 3. Posición con bancos y financieras M/N | -73,622.6 | -74,558.9 | -936.3 | 1.3 | 83,642.9 | 84,464.6 | 821.7 | 1.0 | 565.0 | 564.9 | -0.1 | 0.0 |
| 3.1 Crédito a bancos y financieras | 2,058.1 | 2,058.1 | 0.0 | 0.0 | -1,315.4 | -1,315.4 | 0.0 | 0.0 | 742.7 | 742.7 | 0.0 | 0.0 |
| 3.2 Encaje | -45,777.2 | -53,125.8 | -7,348.6 | 16.1 | 55,222.2 | 62,456.3 | 7,234.1 | 13.1 | -10.3 | -10.5 | -0.2 | 1.9 |
| 3.2.1 Depósitos No Remunerados | -43,430.2 | -50,771.4 | -7,341.2 | 16.9 | 52,875.2 | 60,101.8 | 7,226.6 | 13.7 | -10.3 | -10.5 | -0.2 | 1.9 |
| 3.2.2 Depósitos Remunerados | -2,347.0 | -2,354.5 | -7.5 | 0.3 | 2,347.0 | 2,354.5 | 7.5 | 0.3 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3.3 Operaciones de estabilización | -29,903.4 | -23,491.1 | 6,412.3 | -21.4 | 29,736.1 | 23,323.8 | -6,412.3 | -21.6 | -167.3 | -167.3 | 0.0 | 0.0 |
| 3.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4. Posición con bancos y financieras M/E | -9,976.7 | -11,597.6 | -1,620.9 | 16.2 | 10,431.1 | 12,069.0 | 1,637.9 | 15.7 | 454.4 | 471.3 | 16.9 | 3.7 |
| 4.1 Crédito a bancos y financieras | 0.0 | 0.0 | 0.0 | 0.0 | 481.8 | 481.4 | -0.4 | -0.1 | 481.8 | 481.4 | -0.4 | -0.1 |
| 4.2 Encaje | -9,976.7 | -11,597.6 | -1,620.9 | 16.2 | 9,949.3 | 11,587.6 | 1,638.3 | 16.5 | -27.5 | -10.1 | 17.4 | -63.3 |
| 4.2.1 Depósitos No Remunerados | -9,533.7 | -11,151.0 | -1,617.3 | 17.0 | 9,506.3 | 11,140.9 | 1,634.6 | 17.2 | -27.5 | -10.1 | 17.4 | -63.3 |
| 4.2.2 Depósitos Remunerados | -443.0 | -446.7 | -3.7 | 0.8 | 443.0 | 446.7 | 3.7 | 0.8 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.3 Operaciones de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 5. Otros activos netos | 13,247.6 | 11,797.9 | -1,449.7 | -10.9 | -65,670.8 | -66,100.4 | -429.6 | 0.7 | -52,423.2 | -54,302.5 | -1,879.3 | 3.6 |
| 6. Obligaciones de mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -3,190.9 | -3,341.9 | -151.0 | 4.7 | -3,190.9 | -3,341.9 | -151.0 | 4.7 |
| 7. BEST sector no bancario | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8. Operaciones de estabilización sector no bancario | -26,450.1 | -25,919.2 | 530.9 | -2.0 | 0.0 | 0.0 | 0.0 | 0.0 | -26,450.1 | -25,919.2 | 530.9 | -2.0 |
| 8.1 En moneda nacional | -26,450.1 | -25,919.2 | 530.9 | -2.0 | 0.0 | 0.0 | 0.0 | 0.0 | -26,450.1 | -25,919.2 | 530.9 | -2.0 |
| 8.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 101,912.9 | 102,453.7 | 540.8 | 0.5 | 413,282.1 | 412,721.1 | -561.0 | -0.1 | 505,739.7 | 505,833.9 | 94.2 | 0.0 |
| IV. EMISION MONETARIA | 101,912.9 | 102,453.7 | 540.8 | 0.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 92,457.6 | 93,112.9 | 655.3 | 0.7 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Caja de bancos y financieras | 9,455.3 | 9,340.9 | -114.4 | -1.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. MEDIO CIRCULANTE EN M/N | 92,457.6 | 93,112.9 | 655.3 | 0.7 | 106,184.5 | 104,552.1 | -1,632.4 | -1.5 | 198,642.1 | 197,665.0 | -977.1 | -0.5 |
| 1. Numerario en circulación | 92,457.6 | 93,112.9 | 655.3 | 0.7 | 0.0 | 0.0 | 0.0 | 0.0 | 92,457.6 | 93,112.9 | 655.3 | 0.7 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 106,184.5 | 104,552.1 | -1,632.4 | -1.5 | 106,184.5 | 104,552.1 | -1,632.4 | -1.5 |
| VI. CUASIDINERO EN M/N 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 226,336.0 | 227,156.8 | 820.8 | 0.4 | 226,336.0 | 227,156.8 | 820.8 | 0.4 |
| VII. MEDIOS DE PAGO EN M/N | 92,457.6 | 93,112.9 | 655.3 | 0.7 | 332,520.5 | 331,709.0 | -811.5 | -0.2 | 424,978.1 | 424,821.8 | -156.3 | 0.0 |
| VIII. DEPOSITOS MONETARIOS EN M/E | 0.0 | 0.0 | 0.0 | 0.0 | 30,173.3 | 30,687.3 | 514.0 | 1.7 | 30,173.3 | 30,687.3 | 514.0 | 1.7 |
| IX. CUASIDINERO EN M/E 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 50,588.2 | 50,324.8 | -263.4 | -0.5 | 50,588.2 | 50,324.8 | -263.4 | -0.5 |
| X. MEDIOS DE PAGO EN M/E | 0.0 | 0.0 | 0.0 | 0.0 | 80,761.6 | 81,012.1 | 250.5 | 0.3 | 80,761.6 | 81,012.1 | 250.5 | 0.3 |
| XI. MEDIOS DE PAGO TOTALES | 92,457.6 | 93,112.9 | 655.3 | 0.7 | 413,282.1 | 412,721.1 | -561.0 | -0.1 | 505,739.7 | 505,834.0 | 94.3 | 0.0 |
| 1/ En el caso de los bancos incluye caja M/E | -.- | -.- | -.- | -.- | 705.0 | 646.2 | -58.8 | -8.3 | -.- | -.- | -.- | -.- |
| 2/ Incluye Oblig. Financ. en circulación M/N | -.- | -.- | -.- | -.- | 503.6 | 543.5 | 39.9 | 7.9 | -.- | -.- | -.- | -.- |
| 3/ Incluye Oblig. Financ. en circulación M/E | -.- | -.- | -.- | -.- | 6,266.0 | 6,270.1 | 4.1 | 0.1 | -.- | -.- | -.- | -.- |