| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 4 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO EMISIÓN SEMANAL | ||||||||||||
| Del 17 al 24 de julio de 2025 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.672780 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 17/7/2025 | 24/7/2025 | ABSOLUTA | RELATIVA | 17/7/2025 | 24/7/2025 | ABSOLUTA | RELATIVA | 17/7/2025 | 24/7/2025 | ABSOLUTA | RELATIVA | |
| I. MONETIZACION EXTERNA | 223,054.7 | 223,319.5 | 264.8 | 0.1 | -40,271.3 | -40,358.5 | -87.2 | 0.2 | 182,783.4 | 182,960.9 | 177.5 | 0.1 |
| 1. Activo externo 1/ | 223,054.7 | 223,319.5 | 264.8 | 0.1 | 10,052.8 | 11,092.3 | 1,039.5 | 10.3 | 233,107.5 | 234,411.8 | 1,304.3 | 0.6 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -50,324.1 | -51,450.8 | -1,126.7 | 2.2 | -50,324.1 | -51,450.8 | -1,126.7 | 2.2 |
| II. ACTIVOS INTERNOS NETOS | -120,680.1 | -121,119.7 | -439.6 | 0.4 | 445,671.0 | 446,601.8 | 930.8 | 0.2 | 315,010.0 | 315,660.7 | 650.7 | 0.2 |
| 1. Posición neta con el sector público | -31,837.3 | -31,798.9 | 38.4 | -0.1 | 25,412.5 | 27,223.7 | 1,811.2 | 7.1 | -6,424.8 | -4,575.1 | 1,849.7 | -28.8 |
| 2. Crédito al sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 397,543.3 | 398,663.1 | 1,119.8 | 0.3 | 397,543.3 | 398,663.1 | 1,119.8 | 0.3 |
| 2.2 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 290,594.6 | 291,752.9 | 1,158.3 | 0.4 | 290,594.6 | 291,752.9 | 1,158.3 | 0.4 |
| 2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 106,948.7 | 106,910.2 | -38.5 | 0.0 | 106,948.7 | 106,910.2 | -38.5 | 0.0 |
| 3. Posición con bancos y financieras M/N | -68,335.3 | -67,442.7 | 892.6 | -1.3 | 78,879.3 | 77,823.6 | -1,055.7 | -1.3 | 563.2 | 559.5 | -3.7 | -0.7 |
| 3.1 Crédito a bancos y financieras | 2,058.1 | 2,058.1 | 0.0 | 0.0 | -1,316.6 | -1,320.6 | -4.0 | 0.3 | 741.5 | 737.5 | -4.0 | -0.5 |
| 3.2 Encaje | -48,476.0 | -48,126.8 | 349.2 | -0.7 | 58,446.0 | 57,937.6 | -508.4 | -0.9 | -10.9 | -10.6 | 0.3 | -2.8 |
| 3.2.1 Depósitos No Remunerados | -46,160.3 | -45,788.2 | 372.1 | -0.8 | 56,130.3 | 55,599.0 | -531.3 | -0.9 | -10.9 | -10.6 | 0.3 | -2.8 |
| 3.2.2 Depósitos Remunerados | -2,315.7 | -2,338.6 | -22.9 | 1.0 | 2,315.7 | 2,338.6 | 22.9 | 1.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3.3 Operaciones de estabilización | -21,917.3 | -21,374.0 | 543.3 | -2.5 | 21,749.9 | 21,206.6 | -543.3 | -2.5 | -167.3 | -167.3 | 0.0 | 0.0 |
| 3.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4. Posición con bancos y financieras M/E | -11,393.9 | -10,667.5 | 726.4 | -6.4 | 11,867.6 | 11,138.3 | -729.3 | -6.1 | 473.7 | 470.7 | -3.0 | -0.6 |
| 4.1 Crédito a bancos y financieras | 0.0 | 0.0 | 0.0 | 0.0 | 482.8 | 482.8 | 0.0 | 0.0 | 482.8 | 482.8 | 0.0 | 0.0 |
| 4.2 Encaje | -11,393.9 | -10,667.5 | 726.4 | -6.4 | 11,384.8 | 10,655.5 | -729.3 | -6.4 | -9.1 | -12.1 | -3.0 | 33.0 |
| 4.2.1 Depósitos No Remunerados | -10,952.2 | -10,225.8 | 726.4 | -6.6 | 10,943.1 | 10,213.7 | -729.4 | -6.7 | -9.1 | -12.1 | -3.0 | 33.0 |
| 4.2.2 Depósitos Remunerados | -441.7 | -441.8 | -0.1 | 0.0 | 441.7 | 441.8 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.3 Operaciones de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 5. Otros activos netos | 14,866.5 | 13,726.4 | -1,140.1 | -7.7 | -64,725.3 | -64,862.8 | -137.5 | 0.2 | -49,858.9 | -51,136.3 | -1,277.4 | 2.6 |
| 6. Obligaciones de mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -3,306.4 | -3,384.1 | -77.7 | 2.3 | -3,306.4 | -3,384.1 | -77.7 | 2.3 |
| 7. BEST sector no bancario | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8. Operaciones de estabilización sector no bancario | -23,980.1 | -24,937.1 | -957.0 | 4.0 | 0.0 | 0.0 | 0.0 | 0.0 | -23,980.1 | -24,937.1 | -957.0 | 4.0 |
| 8.1 En moneda nacional | -23,980.1 | -24,937.1 | -957.0 | 4.0 | 0.0 | 0.0 | 0.0 | 0.0 | -23,980.1 | -24,937.1 | -957.0 | 4.0 |
| 8.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 102,374.6 | 102,199.8 | -174.8 | -0.2 | 405,399.7 | 406,243.3 | 843.6 | 0.2 | 497,793.4 | 498,621.7 | 828.3 | 0.2 |
| IV. EMISION MONETARIA | 102,374.6 | 102,199.8 | -174.8 | -0.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 92,393.7 | 92,378.3 | -15.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Caja de bancos y financieras | 9,980.9 | 9,821.4 | -159.5 | -1.6 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. MEDIO CIRCULANTE EN M/N | 92,393.7 | 92,378.3 | -15.4 | 0.0 | 103,758.5 | 103,831.3 | 72.8 | 0.1 | 196,152.3 | 196,209.6 | 57.3 | 0.0 |
| 1. Numerario en circulación | 92,393.7 | 92,378.3 | -15.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 92,393.7 | 92,378.3 | -15.4 | 0.0 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 103,758.5 | 103,831.3 | 72.8 | 0.1 | 103,758.5 | 103,831.3 | 72.8 | 0.1 |
| VI. CUASIDINERO EN M/N 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 221,901.7 | 221,981.2 | 79.5 | 0.0 | 221,901.7 | 221,981.2 | 79.5 | 0.0 |
| VII. MEDIOS DE PAGO EN M/N | 92,393.7 | 92,378.3 | -15.4 | 0.0 | 325,660.2 | 325,812.5 | 152.3 | 0.0 | 418,053.9 | 418,190.8 | 136.9 | 0.0 |
| VIII. DEPOSITOS MONETARIOS EN M/E | 0.0 | 0.0 | 0.0 | 0.0 | 29,588.0 | 30,330.1 | 742.1 | 2.5 | 29,588.0 | 30,330.1 | 742.1 | 2.5 |
| IX. CUASIDINERO EN M/E 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 50,151.5 | 50,100.7 | -50.8 | -0.1 | 50,151.5 | 50,100.7 | -50.8 | -0.1 |
| X. MEDIOS DE PAGO EN M/E | 0.0 | 0.0 | 0.0 | 0.0 | 79,739.5 | 80,430.8 | 691.3 | 0.9 | 79,739.5 | 80,430.8 | 691.3 | 0.9 |
| XI. MEDIOS DE PAGO TOTALES | 92,393.7 | 92,378.3 | -15.4 | 0.0 | 405,399.7 | 406,243.3 | 843.6 | 0.2 | 497,793.4 | 498,621.6 | 828.2 | 0.2 |
| 1/ En el caso de los bancos incluye caja M/E | -.- | -.- | -.- | -.- | 720.6 | 737.9 | 17.3 | 2.4 | -.- | -.- | -.- | -.- |
| 2/ Incluye Oblig. Financ. en circulación M/N | -.- | -.- | -.- | -.- | 343.3 | 336.6 | -6.7 | -2.0 | -.- | -.- | -.- | -.- |
| 3/ Incluye Oblig. Financ. en circulación M/E | -.- | -.- | -.- | -.- | 6,113.5 | 6,184.4 | 70.9 | 1.2 | -.- | -.- | -.- | -.- |