| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 4 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO EMISIÓN SEMANAL | ||||||||||||
| Del 23 al 30 de octubre de 2025 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.658440 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 23/10/2025 | 30/10/2025 | ABSOLUTA | RELATIVA | 23/10/2025 | 30/10/2025 | ABSOLUTA | RELATIVA | 23/10/2025 | 30/10/2025 | ABSOLUTA | RELATIVA | |
| I. MONETIZACION EXTERNA | 239,944.6 | 240,044.0 | 99.4 | 0.0 | -43,568.2 | -46,698.8 | -3,130.6 | 7.2 | 196,376.4 | 193,345.2 | -3,031.2 | -1.5 |
| 1. Activo externo 1/ | 239,944.6 | 240,044.0 | 99.4 | 0.0 | 11,105.6 | 7,970.9 | -3,134.7 | -28.2 | 251,050.2 | 248,014.9 | -3,035.3 | -1.2 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -54,673.8 | -54,669.7 | 4.1 | 0.0 | -54,673.8 | -54,669.7 | 4.1 | 0.0 |
| II. ACTIVOS INTERNOS NETOS | -136,712.8 | -136,173.9 | 538.9 | -0.4 | 461,353.5 | 467,632.3 | 6,278.8 | 1.4 | 315,233.4 | 321,854.3 | 6,620.9 | 2.1 |
| 1. Posición neta con el sector público | -24,146.7 | -21,881.5 | 2,265.2 | -9.4 | 26,781.5 | 29,181.8 | 2,400.3 | 9.0 | 2,634.8 | 7,300.3 | 4,665.5 | 177.1 |
| 2. Crédito al sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 403,747.0 | 405,520.9 | 1,773.9 | 0.4 | 403,747.0 | 405,520.9 | 1,773.9 | 0.4 |
| 2.2 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 297,436.9 | 298,604.1 | 1,167.2 | 0.4 | 297,436.9 | 298,604.1 | 1,167.2 | 0.4 |
| 2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 106,310.1 | 106,916.8 | 606.7 | 0.6 | 106,310.1 | 106,916.8 | 606.7 | 0.6 |
| 3. Posición con bancos y financieras M/N | -82,227.3 | -84,835.8 | -2,608.5 | 3.2 | 92,271.6 | 95,073.4 | 2,801.8 | 3.0 | 637.0 | 633.5 | -3.5 | -0.5 |
| 3.1 Crédito a bancos y financieras | 2,058.1 | 2,058.1 | 0.0 | 0.0 | -1,240.4 | -1,240.4 | 0.0 | 0.0 | 817.7 | 817.7 | 0.0 | 0.0 |
| 3.2 Encaje | -48,131.2 | -48,164.2 | -33.0 | 0.1 | 57,525.2 | 57,751.4 | 226.2 | 0.4 | -13.3 | -16.8 | -3.5 | 26.3 |
| 3.2.1 Depósitos No Remunerados | -45,742.9 | -45,776.8 | -33.9 | 0.1 | 55,136.9 | 55,364.0 | 227.1 | 0.4 | -13.3 | -16.8 | -3.5 | 26.3 |
| 3.2.2 Depósitos Remunerados | -2,388.3 | -2,387.4 | 0.9 | 0.0 | 2,388.3 | 2,387.4 | -0.9 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3.3 Operaciones de estabilización | -36,154.1 | -38,729.7 | -2,575.6 | 7.1 | 35,986.8 | 38,562.3 | 2,575.5 | 7.2 | -167.3 | -167.3 | 0.0 | 0.0 |
| 3.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4. Posición con bancos y financieras M/E | -10,876.0 | -9,792.7 | 1,083.3 | -10.0 | 11,349.3 | 10,263.2 | -1,086.1 | -9.6 | 473.3 | 470.4 | -2.9 | -0.6 |
| 4.1 Crédito a bancos y financieras | 0.0 | 0.0 | 0.0 | 0.0 | 481.2 | 481.2 | 0.0 | 0.0 | 481.2 | 481.2 | 0.0 | 0.0 |
| 4.2 Encaje | -10,876.0 | -9,792.7 | 1,083.3 | -10.0 | 10,868.2 | 9,782.0 | -1,086.2 | -10.0 | -7.8 | -10.8 | -3.0 | 38.5 |
| 4.2.1 Depósitos No Remunerados | -10,424.7 | -9,342.0 | 1,082.7 | -10.4 | 10,416.8 | 9,331.2 | -1,085.6 | -10.4 | -7.8 | -10.8 | -3.0 | 38.5 |
| 4.2.2 Depósitos Remunerados | -451.3 | -450.7 | 0.6 | -0.1 | 451.3 | 450.7 | -0.6 | -0.1 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.3 Operaciones de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 5. Otros activos netos | 10,253.0 | 10,789.1 | 536.1 | 5.2 | -68,470.2 | -67,989.7 | 480.5 | -0.7 | -58,217.2 | -57,200.5 | 1,016.7 | -1.7 |
| 6. Obligaciones de mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -4,325.7 | -4,417.3 | -91.6 | 2.1 | -4,325.7 | -4,417.3 | -91.6 | 2.1 |
| 7. BEST sector no bancario | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8. Operaciones de estabilización sector no bancario | -29,715.9 | -30,453.1 | -737.2 | 2.5 | 0.0 | 0.0 | 0.0 | 0.0 | -29,715.9 | -30,453.1 | -737.2 | 2.5 |
| 8.1 En moneda nacional | -29,715.9 | -30,453.1 | -737.2 | 2.5 | 0.0 | 0.0 | 0.0 | 0.0 | -29,715.9 | -30,453.1 | -737.2 | 2.5 |
| 8.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 103,231.7 | 103,870.1 | 638.4 | 0.6 | 417,785.3 | 420,933.5 | 3,148.2 | 0.8 | 511,609.8 | 515,199.5 | 3,589.7 | 0.7 |
| IV. EMISION MONETARIA | 103,231.7 | 103,870.1 | 638.4 | 0.6 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 93,824.5 | 94,266.0 | 441.5 | 0.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Caja de bancos y financieras | 9,407.3 | 9,604.1 | 196.8 | 2.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. MEDIO CIRCULANTE EN M/N | 93,824.5 | 94,266.0 | 441.5 | 0.5 | 104,931.0 | 106,368.1 | 1,437.1 | 1.4 | 198,755.4 | 200,634.1 | 1,878.7 | 0.9 |
| 1. Numerario en circulación | 93,824.5 | 94,266.0 | 441.5 | 0.5 | 0.0 | 0.0 | 0.0 | 0.0 | 93,824.5 | 94,266.0 | 441.5 | 0.5 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 104,931.0 | 106,368.1 | 1,437.1 | 1.4 | 104,931.0 | 106,368.1 | 1,437.1 | 1.4 |
| VI. CUASIDINERO EN M/N 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 230,799.1 | 232,549.4 | 1,750.3 | 0.8 | 230,799.1 | 232,549.4 | 1,750.3 | 0.8 |
| VII. MEDIOS DE PAGO EN M/N | 93,824.5 | 94,266.0 | 441.5 | 0.5 | 335,730.1 | 338,917.5 | 3,187.4 | 0.9 | 429,554.5 | 433,183.5 | 3,629.0 | 0.8 |
| VIII. DEPOSITOS MONETARIOS EN M/E | 0.0 | 0.0 | 0.0 | 0.0 | 31,284.7 | 30,850.1 | -434.6 | -1.4 | 31,284.7 | 30,850.1 | -434.6 | -1.4 |
| IX. CUASIDINERO EN M/E 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 50,770.5 | 51,165.9 | 395.4 | 0.8 | 50,770.5 | 51,165.9 | 395.4 | 0.8 |
| X. MEDIOS DE PAGO EN M/E | 0.0 | 0.0 | 0.0 | 0.0 | 82,055.2 | 82,016.0 | -39.2 | 0.0 | 82,055.2 | 82,016.0 | -39.2 | 0.0 |
| XI. MEDIOS DE PAGO TOTALES | 93,824.5 | 94,266.0 | 441.5 | 0.5 | 417,785.3 | 420,933.5 | 3,148.2 | 0.8 | 511,609.8 | 515,199.5 | 3,589.7 | 0.7 |
| 1/ En el caso de los bancos incluye caja M/E | -.- | -.- | -.- | -.- | 663.2 | 631.3 | -31.9 | -4.8 | -.- | -.- | -.- | -.- |
| 2/ Incluye Oblig. Financ. en circulación M/N | -.- | -.- | -.- | -.- | 965.1 | 1,029.3 | 64.2 | 6.7 | -.- | -.- | -.- | -.- |
| 3/ Incluye Oblig. Financ. en circulación M/E | -.- | -.- | -.- | -.- | 6,329.2 | 7,097.5 | 768.3 | 12.1 | -.- | -.- | -.- | -.- |